IRCTC eWallet Reviews

IRCTC has recently launched a new scheme called IRCTC e-Wallet. Under this scheme you can make an advance deposit with the IRCTC and you can use your balance in your e-Wallet account to book tickets.
If you haven't registered with this scheme then check thisIRCTC e-wallet Registration information guide.

According to IRCTC main advantages of this scheme are:

1. It will provide hassle free and secure transaction while booking tickets. Most of time when you book ticket, you must have noticed that most of transactions get failed and you have to wait 2-4 days to get the money back. Also you have to keep tracking whether the refund has been made or not.
2. IRCTC e-Wallet will fasten your ticket booking process because you don’t have to go through payment gateway for payment approval.
3. It will save payment gateway transaction charges.
4. It will reduce the dependency on banks. If your bank is temporarily out of service you cannot book ticket through normal payment methods but this issue get resolved with this scheme.
5. E-wallet account is easily manageable online. You can add money to your e-Wallet when ever required.

IRCTC eWallet review by users who have registered with this scheme:

1. There is a problem while registering with the scheme, Even after providing correct PAN number and First Name on PAN card, users getting error "First Name incorrect", said Nirmal Kumar and Suba, Madhan.
2. According to Saurabh, Murthy and others, it is useless if you cannot book ticket between 8 AM to 12 PM, because these are the peek hours to book Tatkal tickets.
3. There is a registration fee of Rs. 250 for IRCTC e-Wallet scheme. “From what I have heard so far, this is a total waste unless you travel a lot. Registration fees of 250 non-refundable and 5 or 10 Rs per ticket additional. This will probably be more than what a credit charge charges. And on top of it, can’t be used between 8 and 12. So total waste” said Krishnaraj.
4. Also most of users doubt that how much someone will save by preventing payment gateway charges.

We conducted a poll for two months on IRCTC e-wallet new service and the results are below.

Is IRCTC eWallet Useful?

Many people are sharing their opinion with us. If you have also registered with the IRCTC e-Wallet scheme please share your opinion with us here, we are getting only negative reviews about this scheme.